Over an eight month period respected New Zealand insurance brokers, Crombie Lockwood (NZ) Ltd, have packaged together product from insurers around the world that will provide sign and display makers with an unprecedented level of business and personal protection not before seen in New Zealand.

At Crombie Lockwood, they understand;

• That your interest is in running your business ...... not being an insurance expert.
• That when you take out insurance, you want a 'no hassles' plain language cover that will deliver ...... when you need it.

At Crombie Lockwood their aspiration is;

"Through a commiment to understand your business they will earn your trust and through proactive advice and solutions, position you to financially survive any insurable event."

In their partnership with you, they commit to;

• Provide you with quality insurance products that are specifically developed to provide protection especially tailored for unique sign and display industry needs.
• Maintain fair pricing based on wide market review and availability.
• Fair dealings with you at all times, especially when you need it the most ...... at claims time.
• Provide you with a 24/7 claims service, because they recognise that losses and damage situations don't just occur during business hours.

Why should YOU participate in the SIGNProof Scheme

• It is an insurance programme designed exclusively for the sign and display industry, providing protection for assets, business interruption and liabilities.
• It anticipates key needs and provides high levels of protection through two bundled policies offering 'Blanket' sums insured.
• It is competitively priced through quality Standard and Poors 'A' rated insurance companies.
• It is simple to get cover as there is only a two page proposal form.
• It is backed by a pre-established insurance advice/claim service platform so when things get difficult - insurance gets easy.

Under SIGNProof the sign and display industry will automatically get 'Blanket' protection for the following;

Business Protection:

This cover is designed to provide a predetermined 'Blanket' sum insured to protect your business against accidental physical loss or damage to assets, including fire, storm, flood, burglary, etc. It gives replacement cover for plant, contents and stock and in addition, maintains the business gross profit, wages and additional expenditure during the reinstatement of the busines assets.

The cover has many special features and is designed to specifically meet the needs of the sign and display industry including Cover Anywhere in New Zealand, Work in Progress, Work on Contract Site, Property in Care Custody and Control, and optional Electronic Equipment Extensions.

Liability Protection:

This is a carefully created 'bundled' liability package that provides maximum protection to the sign and display industry for any legal liability exposure your business may be subjected to, including;

• Public Liability - Protects your legal liability for personal injury and third party proerty damage, including punitive and exemplary damages.
• Professional Indemnity - Protects your legal liability for a breach of professional services, including wrongful advice.
• Statutory Liability - Protects the consequences of unintentional breaches of statutory acts and the fines, penalties and legal defence costs incurred.
• Employee Liability - Protects you as an employer for legal action taken against you by an employee where compensation for a work related injury is not paid by ACC.

Automatic Liability Extensions:

• Service and Repair extension - Protectionnof your legal liability for accidental loss or damage to customers vehicles while in your care, custody and control for repair or installation.
• Accidental Error extension - Protection for retrospectively putting your customer back in the same position they were in prior to the start of the particular job affected by human error.

Additional Insurance Available:

• Building Insurance - Cover for buildings owned, or for which you are responsible for the insurance cover.
• Commercial Motor Vehicle Insurance - Protecting vehicles, or vehicle fleets for loss or damage and legal liability.
• Management Liability Insurance - Protects you against legal liability for the every day decisions you make in running your business, including cover for Employment Disputes and Theft by an Employee.
• Life, Income Protection & Health Insurance - including Partnership and Shareholder Agreement covers.

Download the Insurance Proposal form as a Word.doc

Download the Insurance Proposal Form as a pdf file